The PMAY-G is a rural housing scheme which was previously being implemented as the Indira Awaas Yojana. In order to achieve the objective of ‘housing for all 2022’, IAY was restructured as PMAY-G in March 2016.
The objective of the scheme is to provide pucca house to all who are houseless and living in dilapidated houses in rural areas by 2022.
It is proposed that one crore households would be provided assistance for construction of pucca house under the project during the period from 2016-17 to 2018-19.
The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh.
Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
The unit assistance given to beneficiaries under the programme is Rs.120000 in plain areas and to Rs.130000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts. The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
The beneficiary would be facilitated to avail loan of up to Rs.70000 for construction of the house which is optional.
Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity. The list will be presented to Gram Sabha to identify beneficiaries who have been assisted before or who have become ineligible due to other reasons.