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Home Economy

‘Pehchan’ cards scheme

December 23, 2019
in Economy
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Source: The New Indian Express & ESIC

Pehchan’ cards scheme is a part of the initiative of Union Textile Ministry to register and provide identity cards to handicraft artisans and link them to a national database.

What is Pehchan card?

It is a newly upgraded ID card for artisans that will be linked with their Aadhaar numbers and bank accounts so that they can receive direct cash-transfer benefits.

Benefits

  • All Insured Persons will be issued with two magnetic cards, one for the Insured persons & the other for family members
  • The central database will be created with demographic and biometric details of Insured persons and their families. 
  • Insured Persons and their family members can avail treatment in any ESI Hospital or dispensary across India. 
  • Besides the ID card will enable the artisans to avail easy loans at a four percent interest rate and they get the benefit of life insurance and `1200 per year for their children studying between Class IX and Class XII.
  • Biometric details (fingerprints) to verify and authenticate Insured Persons and their families through card swipe. 
  • Employers can submit their Return of Contribution online 
  • Employers can collect information on employees’ benefits availed by respective employees online. 
  • One time registration. Employees will carry forward with the same set of cards every time they change employment. 
  • Duplication of enrolment can be avoided

 

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Tags: Prelims

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