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Home Economy

e-RUPI- digital payment solution

August 2, 2021
in Economy
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Prime Minister launched e-RUPI, a person and purpose specific digital payment solution on 2nd August recently.

What is e-RUPI ?

  •  e-RUPI is a cashless and contactless instrument for digital payment. 
  • It is a QR code or SMS string-based e-Voucher, which is delivered to the mobile of the beneficiaries. 
  • The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access, at the service provider.

 Its key features

  • It has been developed by National Payments Corporation of India on its UPI platform, in collaboration with the Department of Financial Services, Ministry of Health & Family Welfare and National Health Authority.
  • e-RUPI connects the sponsors of the services with the beneficiaries and service providers in a digital manner without any physical interface. 
  • It also ensures that the payment to the service provider is made only after the transaction is completed. 
  • Being pre-paid in nature, it assures timely payment to the service provider without involvement of any intermediary.

Usage of e-RUPI

  • It is expected to be a revolutionary initiative in the direction of ensuring a leak-proof delivery of welfare services. 
  • It can also be used for delivering services under schemes meant for providing drugs and nutritional support under Mother and Child welfare schemes, TB eradication programmes, drugs & diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies etc. 
  • Even the private sector can leverage these digital vouchers as part of their employee welfare and corporate social responsibility programmes.

National Health Authority(NHA)

  • NHA is the apex body responsible for implementing India’s flagship public health insurance/assurance scheme called “Ayushman Bharat Pradhan Mantri Jan Arogya Yojana” 
  • It  has been entrusted with the role of designing strategy, building technological infrastructure and implementation of “National Digital Health Mission” to create a National Digital Health Ecosystem.
  • It is the successor of the National Health Agency, which was functioning as a registered society since 23rd May, 2018.  
  • NHA has been set-up to implement PM-JAY, as it is popularly known, at the national level. 
  • An attached office of the Ministry of Health and Family Welfare with full functional autonomy, NHA is governed by a Governing Board chaired by the Union Minister for Health and Family Welfare. 
  • It is headed by a Chief Executive Officer (CEO), an officer of the rank of Secretary to the Government of India, who manages its affairs.
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Source: PIB
Tags: PIBPrelims

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